Confucius' Triple Life Guards: Ancient Risk Framework Powering AI-Driven Financial Planning & Age-Specific Neuroscience
君子有三戒：少之时戒之在色，及其壮戒之在斗，及其老戒之在得。——孔子(jūn zǐ yǒu sān jiè — Kǒngzǐ) Translation: “Nobles triple-guard: youth—lust; prime—combat; age—acquisition.” Explanation: Confucius’ lifespan risk management principle “君子有三戒(jūn zǐ yǒu sān jiè)” establishes humanity’s earliest life-stage vigilance framework: 戒色(jiè sè) (youthful lust restraint), 戒斗(jiè dòu) (prime-age conflict avoidance), and 戒得(jiè dé) (elderly acquisition moderation). The character 戒(jiè)—depicting 廾(gǒng, dual hands) gripping 戈(gē, battle-axe)—metaphorizes proactive defense against age-specific existential threats. This philosophy shaped 汉代冠礼(hàn dài guàn lǐ) (Han Coming-of-Age Rites), where youths received jade 戒(jiè) rings to curb impulses, warriors surrendered blades at 40, and elders donated 70% assets to public granaries. The Ming Dynasty 养老令(yǎng lǎo lìng) (Elder Care Edicts) operationalized 戒得(jiè dé) through inheritance laws capping personal wealth at 30% post-60. Modern finance mirrors this: China’s Lifecycle...
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